Introduction

Your privacy is important to us. This Privacy Policy explains how XYZ Payment collects, uses, shares, and protects your personal data when you use our Services.

1. Information We Collect

• Personal data: name, email address, phone number, billing details.
• Payment information: card details, bank account, transaction records.
• Technical data: IP address, device type, browser data, and log files.
• Usage data: activity history, transaction frequency, and preferences.

2. How We Use Your Data

We use your data to:

• Process payments and complete transactions;
• Provide customer support;
• Detect and prevent fraud;
• Comply with legal obligations;
• Improve and personalize our Services.

3. Sharing Your Information

We may share data with:

• Financial institutions and payment processors;
• Legal authorities (if required by law);
• Service providers that support our platform.

We never sell your data to third parties.

4. Data Retention

We retain your information only as long as necessary to fulfill the purposes above or as required by law.

5. Your Rights

You have the right to:

• Access your personal data;
• Request corrections;
• Request deletion (“right to be forgotten”);
• Object to or restrict data processing;
• Request data portability.

6. Data Security

We use encryption, access control, and secure storage systems to protect your information.

7. Children's Privacy

Our Services are not directed at individuals under 18 years of age.

8. External Links

We are not responsible for the privacy practices of external websites linked from our platform.

9. Updates to This Policy

This Privacy Policy may be updated periodically. The most recent version will always be available on our website.