Introduction

These Terms of Service (“Terms”) form a legal agreement between YIĞIM Payment System (“YIĞIM”, “we”, “our”, or “us”) and you (“user”, “client”, or “partner”).
By accessing or using our website, platform, or any related services (collectively, the “Services”), you agree to these Terms. Please read them carefully before using YIĞIM's services.

1. Acceptance of Terms

1.1. By accessing or using our Services, you confirm your acceptance of these Terms.
1.2. If you do not agree with these Terms, please do not use our Services.

2. Availability of Service

2.1. YIĞIM may modify, suspend, or discontinue any part of the Services at any time.
2.2. While we strive for continuous and secure service availability, YIĞIM does not guarantee uninterrupted or error-free operation due to factors beyond our control.

3. Registration and Account

3.1. To access certain Services, you may be required to register and provide accurate personal or business information.
3.2. You are responsible for safeguarding your account credentials and for all activities performed through your account.
3.3. YIĞIM reserves the right to suspend or terminate access in case of suspicious, fraudulent, or unauthorized activity.

4. Payments and Transactions

4.1. YIĞIM provides digital payment processing and money transfer solutions for businesses and institutions.
4.2. Transaction fees or commissions may apply; these will be displayed prior to confirmation.
4.3. Transaction and transfer limits may vary depending on your agreement with YIĞIM and regulatory requirements.
4.4. All payments are processed in compliance with the laws and regulations of the Republic of Azerbaijan.

5. Prohibited Use

You agree not to use YIĞIM's Services to:

• Conduct illegal, fraudulent, or misleading transactions;
• Attempt unauthorized access to YIĞIM systems or data;
• Transmit harmful software, spam, or content;
• Interfere with the operation, security, or integrity of our Services.

Violation of these rules may result in immediate suspension or termination of your account.

6. Limitation of Liability

6.1. The Services are provided “as is” and “as available”, without warranties of any kind.
6.2. YIĞIM shall not be liable for indirect, incidental, or consequential damages resulting from the use of our Services.
6.3. The total liability of YIĞIM shall not exceed the amount paid by you for the Services in the preceding twelve (12) months.

7. Governing Law and Dispute Resolution

These Terms are governed by the laws of the Republic of Azerbaijan.
Any disputes arising from these Terms shall be resolved in the competent courts of Azerbaijan.

8. Changes to Terms

YIĞIM may revise these Terms periodically. Continued use of our Services after updates means you accept the revised Terms.

9. Entire Agreement

These Terms constitute the full and final agreement between you and YIĞIM Payment System regarding the use of our Services.